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Platinum Construction-To-Permanent Loans


When building a home you know the importance of selecting the right contractor and architect. Just as important is finding the right team of bankers who understand construction financing and have proven experience and a solid track record that you can count on when you need it the most.

Whether your project is for your primary residence, a second or vacation home, or an investment property**, our Private Bankers can structure a solution to best meet your needs.

Unique benefits include:

  • One loan to take you through the construction phase before converting to a permanent mortgage
  • Use of an interest reserve to eliminate payments during construction*
  • Locked interest rates for the first 1, 3 or 5 years including construction period** (subsequent adjustable rate)
  • Local credit approval by a knowledgeable team that understands your market
  • A local team to support and service your draw requests
  • Competitive pricing and customized structuring to fit your needs

To learn more about these Private Banking services, please contact one of our Private Bankers at the location nearest you.

Private Banking Contact Information
Walnut Creek 925-256-3062
San Francisco 707-603-1017
Napa 707-603-1017
Roseville 916-787-1354

Additional fees and different rates apply for non owner occupied. * Interest reserve is established as part of the loan, payments are not necessary unless your interest reserve is depleted. **After initial lock period loan converts to adjustable rate.



Equal Housing Lender Equal Housing Lender

NMLS #442116