Important Notice Regarding Changes to Funds Availability Policy


Due to the continued decline in check usage and the rapid increase in the use of electronic clearing methods by consumers nationwide, the Federal Reserve has made significant changes to its check clearing process. These changes have a positive affect on how soon funds from certain checks may become available once deposited to your account.

Depending upon the type of check deposited and the reason for the hold, funds that were once not available untill the opening of business on the fifth day of business following the day of deposit, may now become available at the opening of business on the second business day following the day of your deposit.

Additionally funds deposited by check that are subject to special hold circumstances and which were previously delayed for up to 11 days following the day of deposit, may now become available no later than the seventh business day, after the day of your deposit.

For more information regarding our Funds Availability Policy, stop by your local Mechanics Bank office ro call our Client Service Center at
800-797-6324.



Important Notice Regarding Changes to Overdraft Fees


Effective June 1, 2010, Overdraft Fees will change from $27.00 per item to $30.00 per item paid.

For more information regarding this change, stop by your local Mechanics Bank office ro call our Client Service Center at
800-797-6324.