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Platinum Market Rate


We believe that a long-term savings strategy is the cornerstone of providing for a financially secure future. As a financial steward to our customers, Mechanics Bank strives to assist our customers in becoming financially "FIT" (Financial Independence Together).

Designed for individuals who want to earn higher interest rates and maintain full liquidity of their funds.

  • Minimum opening deposit is $50,000 plus adding a non-interest bearing personal checking account with Mechanics Bank
  • ATM access with your ATM, Debit MasterCard®, Gold Debit MasterCard® card (point-of-sale purchases not allowed)
  • Access to 24 hour/7 days a week automated TeleBanking service
  • Online access with Personal Online Banking at no charge
  • Tiered rate schedule
  • Regulations limit certain transfers and withdrawals to a total of six (6) per month/account statement cycle. Accounts exceeding the transaction limit on multiple occasions may be converted to a more appropriate account type.

Please contact us at 800-797-6324 or see current rates.