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Debit Card with Chip Technology

Mechanics Bank MasterCard® Debit Card offers increased security using chip technology.

  • Your debit card has an embedded microprocessor chip on the front as well as the traditional magnetic stripe on the back. The chip stores encoded account data and provides a layer of added security when used with a chip-enabled terminal or ATM. The chip generates a transaction code that is only valid for a single transaction and cannot be used again.

  • Accepted worldwide with enhanced fraud protection. Many countries have already adopted chip technology, and it is now the standard for card payments in the U.S. If a merchant or ATM has not yet adopted chip technology, your transaction will be processed using the magnetic stripe as it is today.

  • Reduce the chances that you will become a victim of debit card fraud. Explore our Security Center to learn more about practices designed to keep your information safe and secure.

  • Learn more about using your new chip debit card by checking out our FAQs.