How to Apply

To apply for business financing from Mechanics Bank, visit a Mechanics Bank branch or office near you, or call us at 800.797.6324.

Depending on the type and size of the loan or loan package, you may also need to provide:

  • Current personal financial statement for each owner, principal, partner, shareholder or member
  • Copy of fictitious name statement, partnership agreement, articles of incorporation, or articles of organization
  • Trust agreement (if personal assets are held in trust)
  • Business tax returns
  • Fiscal year end business financial statements
  • Current interim business financial statements
  • For equipment loans, a copy of the purchase order or invoice

Once we’ve reviewed your application, we’ll notify you as soon as possible of our decision or to obtain clarification.