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1. Transaction fees and ATM refunds: Mechanics Bank does not charge its customers for using Mechanics Bank’s ATM machines or other bank’s ATM machines. Other banks may charge Mechanics Bank customers for using their ATM machines. However, those charges can be refunded with a qualifying deposit account. Excludes reimbursements from ATMs located in a foreign country and/or gaming establishments. There is no Mechanics Bank transaction fee for point of sale use.