We're Here for You

The California wildfires and COVID-19 (coronavirus) continues to affect the way we live, work, and interact, we’re committed to helping you with all your financial needs, while creating a safe environment for you and our employees. We apologize for any inconvenience or disruptions as we work through this difficult time together. Stay safe!

Daily Branch and Office Status Update

As of Monday, November 30, 2020

  • Brawley -  Wildcat Branch (Walmart): M-F, 10:00am - 7:00pm; closed Saturday
  • Castroville Branch: Branch is temporarily closed until December 2
  • El Centro - Waterman Branch (Walmart): M-F, 10:00am - 7:00pm; closed Saturday
  • Gilroy Branch: Branch is temporarily closed until December 4
  • Guadalupe Branch: Branch is temporarily closed until December 1
  • Lodi Branch: Branch is temporarily closed until December 10
  • Reedley Branch: Branch is temporarily closed until December 1

Branch Appointments

While we are confident we can meet the majority of your banking needs online, we realize some matters may require an in-branch meeting. Our bankers are available to meet with you by appointment.

Schedule an Appointment 

Covid-19 Economic Impact Payment from the IRS

The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act includes the provision of economic impact or stimulus payments for eligible recipients. According to the Internal Revenue Service (IRS), if you are eligible to receive a payment, it will be sent via direct deposit or paper check, depending on your past tax-return filing history. Please consider the following:

  • The Treasury Department began disbursing payments in waves on April 11 and will continue to do so through April 24
  • For individuals who qualify for direct deposit, the government is making the deposit - Mechanics Bank does not have control or information on who receives payments or deposit dates
  • Be aware of scams: the IRS urges taxpayers to be on the lookout for scam artists using the economic impact payments as cover for schemes to steal personal information and money. Remember, Mechanics Bank and the IRS will NOT call, text, email or contact you on social media asking for personal or bank account information - even related to economic impact payments.
  • Also watch out for emails with attachments or links claiming to have special information about economic impact payments or refunds - visit the IRS’ web page dedicated to this matter.

Let's Come Together From a Distance

For the health and safety of our employees and customers, we encourage you to utilize our Online and Mobile banking for your banking needs whenever possible.  But if you need to visit us in person, we’re here for you! We are following all the updates and guidance from the Centers for Disease Control (CDC), CA Department of Public Health, and local governments. We’re also taking additional measures to keep everyone safe, including:

  • Encouraging use of Drive Thru banking (where available) and ATMs
  • Actively enforcing Social Distancing in and around the branches and offices
  • Controlling lobby or building access when needed
  • Asking customer who are sick, have a fever or a cough to use remote banking options or contact us for appointments
  • Increasing sanitation of our general environments and all high-touch surfaces




Remaining Accessible

Our branches are open and we’re here to serve you. And, as always, there are plenty of ways to access your accounts, including:

Online Banking
Mobile Banking
Telephone Banking


You can also stay in touch via phone or secure email:

  • Customer Care: Give us a call at 800.797.6324 (Monday-Friday from 7 a.m. to 7 p.m., Saturday and Sunday from 9 a.m. to 2 p.m.).
  • Secure Email: Send us a secure email at any time, at your convenience.


Beware of Scams

Unfortunately, we know that fraud and scams can increase during times of heightened fear and anxiety. We want to help you stay safe! Remember, we will never initiate contact to you by phone, email, or text to ask you for any personal information such as account numbers, social security numbers or debit/ATM card number or PINs. And please also be aware of other emails, texts, and phone calls that may look like they are coming from reputable companies or organizations trying to help. For more tips, please visit the Federal Trade Commision's Coronavirus Scams site and check out our Security and Fraud Prevention page.


We’re here to help. If you have any questions, don’t hesitate to contact us at 800.797.6324. We're committed to making access to your accounts as safe and convenient as possible. Thank you for your continued trust.