SBA Financing -
from The Mechanics Bank, your Preferred SBA Lender

The Mechanics Bank fully understands the importance of time, convenience and efficiency as they relate to the success of your business. SBA lending has proven to be a successful option for businesses that require:

Essential working capital.

Funding to purchase equipment.

Cash to purchase inventory.

Funds to finance commercial real estate or debt refinancing.

As a Preferred Lender, we have the designated authority to make loan decisions on behalf of the SBA, thereby reducing the time for processing, approval and funding. Only 15% of banks nationwide are Preferred Lenders,
and even fewer community banks hold that distinction.

Basic 7(a) Term Loan

For working capital; business or equipment acquisition; real estate purchase, construction or improvements; expansion financing or debt refinancing.

Loans from $50,000 to $2,000,000.

Finance up to 90% of real estate appraised value for up to 25 years.

Finance up to 80% of business acquisition for up to 10 years.

7-25 years fully amortized.

Real property must be 51% or more owner occupied

504 Term Loan

For the purchase or construction of owner occupied commercial real estate.

Maximum SBA loan $2,000,000 (up to $4,000,000 for small manufacturers).

Loans from $50,000 to $2,000,000.

90% financing available.

20 years fully amortized.

Real property must be 51% or more owner occupied

Call your SBA Lender today at (510) 262- 7310 to discuss your specific financing needs.
Or Talk to your Office Manager.

Customer Service

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800 797 6324

Meet Our Customer Service Representatives & Check Hours

Talk to your Office Manager

Our Office Locations

Automated Account Information by Phone

24 Hour TeleBanking: 888 400 6324

SBA Financing - from The Mechanics Bank, your Preferred SBA Lender

Customer Service

Talk to a Real Person

Talk to your Office Manager

Automated Account Information by Phone

SBA Financing -
from The Mechanics Bank, your Preferred SBA Lender