Contact Us    Locations    01/05/2009

Individualized Investment Management Approach

We offer our clients a complete in-house investment service that is characterized by personalized account attention. We have a proven record of delivering superior investment performance competitive with the best of rival money managers. Each account is tailored to a client's individual specific investment objectives, tolerance for risk, long range financial planning issues, and unique personal income tax circumstances. We service accounts ranging from income oriented to growth driven, and principal risk levels varying from conservative to aggressive. Our clients include individuals and families (including living and irrevocable trusts), corporate pensions, profit sharing plans, charitable foundations, endowment funds, and local municipalities. Our staff is comprised of CFAs and CFPs long tenure in investment management.

Investment Philosophy

We are long term investors by nature while maintaining a sense of balance and flexibility with regard to short-term market movements. Our common stock investing can be characterized as primarily seeking long term growth at a reasonable price. When opportunities present themselves, we often choose to round out total equity portfolio construction with ideas apart from mainstream consensus thinking.

What sets us apart from other investment management services providers is that we have no "products" to sell. There are no captive funds that we emphasize. There are no securities that our firm has underwritten to be sold to clients and no commission based incentives. What we sell is our investment management expertise, our honesty, and integrity as independent, client-centric investors.

We work with all the major Wall Street research departments as well as utilizing non-Wall Street research consultants. In addition, we undertake our own independent research on both stock and bond holdings to identify potential opportunities.

We utilize many types of fixed income vehicles including corporate bonds, government agency issues, U.S. Treasuries and tax-free municipal bonds. Shaping our thinking is the fact that interest rates move in a cyclical pattern over time. Our primary focus in fixed income investing is maximization of after-tax of return in conjunction with individual client circumstances.

Experience has shown that the financial markets and the economy move in cycles over time. Having a sense of history, maintaining patience and implementing asset diversification are important aspects of our investment philosophy. We keep our clients well informed about the status of their accounts and our investment strategy. Performance results are clearly explained and reviewed with each client.

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