Contact Us    Locations    11/18/2008

Smart Business Checking



Free of monthly service charge with:

  • $4,000 minimum monthly balance OR
  • $7,500 average monthly balance OR
  • $15,000 average combined business deposit balance (for sole proprietors only, average combined balance may include business and personal deposits) OR
  • Any one of the following processed monthly through the Smart Business Checking account:
    • Automatic payment to a Mechanics Bank loan/line of credit
    • At least one deposit made through The Mechanics Bank preferred merchant card servicing company
    • At least one payroll issued through The Mechanics Bank preferred payroll servicing company

Monthly Service Charge: $10.00

Monthly Activity Allowance:
(Includes combination of deposits, items deposited and checks paid)

200 per month (flat fee of $20 assessed thereafter)

Monthly Coin & Currency Allowance:
(Includes coin or currency deposited and/or furnished)

$5,000 per month ($1.20 per thousand thereafter)


Overdraft Protection is available with a Mechanics Bank Business SavingsLink or Business Money Market Plus Account. Some restrictions apply. $100 minimum opening deposit for any checking account.

Member FDIC

 

Business Checking Options:


Smart Business Checking

Merchant Checking

Premium Analyzed Checking

Community Partner Checking

Business Interest Checking



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