The Mechanics Bank's Private Banking Services are designed to meet the myriad of financial needs of high-net worth families, individuals, entrepreneurs and senior executives. The Private Banking Platinum MasterMoney™ debit card is an important element in the suite of services available to Private Banking clients.
The Private Banking Platinum MasterMoney™ card offers special privileges including:
Generous ATM withdrawal and purchase limits
We can customize your limits for your particular needs.
1% Cash Rebate on all signature-based purchases
The 1% Cash Rebate Program allows you to earn a 1% cash rebate on all qualifying purchases made during each program year. Your rebate will be credited to your primary checking account in November of each program year. See below for program rules.
MasterCard™ purchase and travel benefits
Purchase Assurance®
Extended Warranty
MasterRental® Insurance Coverage
Master RoadAssist®
MasterCard™ Travel Assistance Services
MasterCard™ Global Service
Lost/Stolen Card Reporting
Emergency Card Replacement
Emergency Cash
Private Banking Platinum MasterMoney™ Rebate Program Rules
The Mechanics Bank Private Banking Platinum MasterMoney™ Rebate Program ("Program") allows you to
earn a 1% rebate on all Qualifying Purchases made during each Program Year. Your
participation in the Program begins automatically when you open a Card. Qualifying Purchases. Qualifying Purchases are signature-based transactions for
goods and services debited from your primary checking account ("Account") using
your Private Banking Platinum MasterMoney™ Card ("Card"), less credits for any returned
items or adjustments. Nonqualifying transactions include cash withdrawals,
transfers, and PIN-based purchases through STAR or Maestro locations. Card.The Program is based on individual usage of a Private Banking Platinum MasterMoney™ Card ("Card"). If an Account is linked to more than one
Card, each Card will be separately eligible for participation in the Program . Program Year. The Program Year is November 1 through October 31
of the following year. A Card may begin participation in the Program at anytime
during the Program Year. Eligibility. To be eligible for payment of the rebate, the Card
must meet the requirements for minimum Qualifying Purchases. In addition, the
Account and the Card must be open and in good standing as of October 31 of the
Program Year and the Account must have a positive balance as of that date. Payment of Rebate. Rebates will be paid each November for
Qualifying Purchases in the immediately preceding Program Year, by credit to the
Account. Amendment or Termination. The Bank reserves the right to amend
or terminate the Program at anytime.