The Mechanics Bank was one of the first California banks to offer the convenience of the enhanced MasterMoney™ debit card. We now offer anytime, anywhere access to your cash and numerous merchant locations.
| |
Gold
MasterMoney™ Card |
MasterMoney™
Card |
ATM Card |
Do I need to qualify for this
card? |
Yes |
Yes |
Yes |
|
Does it work
like an ATM Card? |
Yes |
Yes |
Yes |
|
Can I use it in place of cash or
checks? |
Yes, wherever
debit MasterCard™
is accepted. |
Yes, wherever
debit MasterCard™
is accepted. |
At various supermarkets, and wherever you see the Star® System logo. |
|
Can I still
write checks? |
Yes |
Yes |
Yes |
|
Is it a credit card? |
No |
No |
No |
|
Is there an
interest charge? |
No (purchases are
deducted from your
checking account). |
No (purchases are
deducted from your
checking account). |
No (purchases are
deducted from your
checking account). |
|
Is there an annual fee for the
card? |
No |
No |
No |
|
Is there a
transaction fee for its use? |
No* |
No* |
No* |
|
Is it accepted wherever
MasterCard™ debit cards are accepted? |
Yes |
Yes |
At selected locations. |
|
Is there a
foreign ATM surcharge rebate? |
Yes. Unlimited with eligible account. |
Yes. Unlimited with eligible account. |
Yes. Unlimited with eligible account. |
|
How will transactions appear on
my monthly checking account statement? |
Each transaction will be
individually listed and you reconcile your statement as always. |
Each transaction will be individually
listed and you reconcile your statement as always. |
Each transaction will be
individually listed and you reconcile your statement as always. |
|
Is there a
Cash Rebate Program? |
Yes, in
accordance with Cash Rebate Program Rules. |
No |
No |
|
*The Mechanics Bank
does not charge its customers for using The Mechanics Bank's ATM machines or other banks' ATM machines. Other banks may charge The Mechanics Bank customers for using their ATM machines. There is no Mechanics Bank transaction fee for point of sale use.
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