Mechanics Bank Gold MasterMoney™ Card, No Fee, No
Interest, No-Debt Cash Rebate Program.
Mechanics Bank's Gold MasterMoney™ card is a full
featured convenience debit card product that does the work of our ATM
card, our MasterMoney card and checks, plus provides exclusive Gold Cardholder
benefits. Those who qualify for the Gold MasterMoney card receive an array of
prestige card benefits including the exclusive Mechanics Bank Gold MasterMoney
Cash Rebate Program (See Rebate Program Rules for details and qualifications).
It's the best ATM card. Qualifying customers can use their
Mechanics Bank Gold MasterMoney card at another bank's ATM machine and get
rebates for surcharges assessed by other banks for using their ATMs. Rebate amount depends upon the actual surcharge
incurred.
It's the best MasterMoney™ card. Use your Gold
MasterMoney card for signature based purchases wherever MasterCard™ debit cards are
accepted and receive a .5% Cash Rebate.
Your purchases are deducted from your Mechanics Bank checking account so there
is no debt, therefore no interest and of course there is no charge for the card.
Mechanics Bank Gold MasterMoney card benefits...
- ATM rebates for surcharges at non-Mechanics Bank ATMs
- .5% Cash Rebate Program on signature-based purchases, not to exceed $500.
- Extended warranty
- Master RoadAssist® Service
- Purchase Assurance® Coverage
- Travel Assistance Services
- Satisfaction Guarantee Coverage
- MasterCard Global Service
- Lost and stolen card reporting
- Emergency card replacement
- Emergency cash advance
Gold MasterMoney Rebate Program Rules
Mechanics Bank Gold MasterMoney Rebate Program ("Program") allows you to
earn a .5% rebate not to exceed $500 on all Qualifying Purchases made during each Program Year. Your
participation in the Program begins automatically when you open a Card.
Qualifying Purchases. Qualifying Purchases are signatures based transactions for
goods and services charged to your primary checking account ("Account") using
your Gold MasterMoney Card ("Card"), less credits for any returned
items or adjustments. Nonqualifying transactions include cash withdrawals,
transfers, and PIN-based purchases through STAR or Maestro locations. The
Program is based on individual usage of a Gold MasterMoney Card ("Card"). If an Account is linked to more than one
Card, each Card will be separately eligible for participation in the Program .
Program Year. The Program Year is November 1 through October 31
of the following year. A Card may begin participation in the Program at anytime
during the Program Year.
Minimum Qualifying Purchases. A rebate will be paid so long as the Card has either $200 in average monthly Qualifying Purchases
or $2,400 in total Qualifying Purchases during the Program Year. If the Card is opened after November 1, the rebate will be based on the total amount of Qualifying Purchases, prorated for each full month when the Card was opened until the end of the current Program Year. For example, if the Card is opened on July 31, a total of $600 of Qualifying Purchases would be required to earn a rebate as of the end of the Program Year.
Eligibility. To be eligible for payment of the rebate, the Card
must meet the requirements for minimum Qualifying Purchases. In addition, the
Account and the Card must be open and in good standing as of October 31 of the
Program Year and the Account must have a positive balance as of that date.
Payment of Rebate. Rebates will be paid each November for
Qualifying Purchases in the immediately preceding Program Year, by credit to the
Account.
Amendment or Termination. The Bank reserves the right to amend
or terminate the Program at anytime.
Debit/ATM card comparison
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