Founder's Checking
For those 55 years of age and better. Receive checking free of monthly service charge with direct deposit or another deposit account.
Complimentary Checks: Free Bank Image Checks (Limit 200)
Free of monthly service charge with:
Customer's age of 55 years or better and one of the following:
- Monthly Direct Deposit
- Another Mechanics Bank deposit account
Monthly Service Charge: $10 if requirements are not met.
Check Image Enclosure Fee: No fee - check image enclosed with statement.
MasterMoney debit card: Standard MasterMoney™ Card available or Gold MasterMoney™ Card available† with $5,000 or more in combined deposit balances‡.
ATM Fee Refunds: Unlimited* with direct deposit.
Other Features: No charge for Bank Image checks from Deluxe Check printers.
SavingsLink Account: Monthly fee waived on SavingsLink Account if account is linked for Overdraft Protection and combined in monthly All-in-One statement
Universal Services: Free MechDirect Internet Banking plus free bill payment, free viewing and printing of cancelled checks online, your choice of Overdraft Protection options, All-in-One Statement, TeleBanking
Minimum Opening Deposit: $100
* Actual rebate amount depends upon the actual fees incurred.
† subject to approval.
‡Combined balances shall be defined as follows: when used for service charge purposes, "combined deposit balances" means the average monthly balance of the primary checking account, together with the combined current balances (determined on the statement date of the primary checking account) in all other deposit accounts and/or personal loans.
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