Lending Services

Business Interest Checking

An account designed for Sole Proprietors and Non-Profit customers only

Free of monthly service charge with:

$5,000 minimum balance OR
$10,000 average monthly balance OR
$20,000 average combined business deposit balance

Monthly Service Charge: $12.00

Monthly Activity Allowance:
(Includes combination of deposits, items deposited and checks paid)
200 per month (flat fee of $20 assessed thereafter)

Monthly Coin & Currency Allowance:
(Includes coin or currency deposited and/or furnished)
$2,000 per month ($1 per thousand thereafter)

Overdraft Protection is available with a Mechanics Bank Business SavingsLink or Business Money Market Plus Account. Some restrictions apply. $100 minimum opening deposit for any checking account.

Business Checking Options:

Smart Business Checking

Merchant Checking

Premium Analyzed Checking

Community Partner Checking

Business Interest Checking