Smart Business Checking
Free of monthly service charge with:
- $4,000 minimum monthly balance OR
- $7,500 average monthly balance OR
- $15,000 average combined business deposit balance (for sole proprietors only, average combined balance may include business and personal deposits) OR
- Any one of the following processed monthly through the Smart Business Checking account:
- Automatic payment to a Mechanics Bank loan/line of credit
- At least one deposit made through The Mechanics Bank preferred merchant card servicing company
- At least one payroll issued through The Mechanics Bank preferred payroll servicing company
Monthly Service Charge: $10.00
Monthly Activity Allowance: (Includes combination of deposits, items deposited and checks paid) 200 per month (flat fee of $20 assessed thereafter)
Monthly Coin & Currency Allowance: (Includes coin or currency deposited and/or furnished) $5,000 per month ($1.20 per thousand thereafter)
Overdraft Protection is available with a Mechanics Bank Business SavingsLink or Business Money Market Plus Account. Some restrictions apply. $100 minimum opening deposit for any checking account.

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