Contact Us    Locations    10/12/2008

Private Banking

For clients with significant assets, Private Banking at The Mechanics Bank offers a distinct advantage. Composed of experienced, service-minded professionals from a variety of financial disciplines, this dynamic, dedicated group combines their resources to help clients, their families and their businesses to thrive.

Your connection to the highest level of service

Serving as your lead contact, your Private Banking Relationship Manager marshals and coordinates the bank's internal and external resources on your behalf. You gain peace of mind from having a skillful problem-solver on whom you can depend to give sound advice and to facilitate the implementation of effective solutions to meet your often-complex financial needs.

Although there may be several possible ways to proceed, we strive to distinguish which of these is right for you. Your involvement and comfort with the decision-making process and the recommendations that result are an essential aspect of our service. By listening closely, we concentrate our energy and resources on understanding who you are and what you aim to achieve.

Financial solutions as individualized as your needs

We can deliver all of the banking and lending services you require. Our focus is to provide customized solutions that keep your assets working at an optimal level and assist in achieving your overall financial objectives.

Access to credit is a critical aspect of wealth-building, and we can extend loans and lines of credit structured to your personal or business requirements. We can provide financing for your primary or other residence, as well as construction-to-permanent loans. We can also provide leverage for your assets to improve liquidity, facilitate asset acquisition, respond to short-term investment opportunities and maximize cash flow.

Among the services we offer are:

• Custom jumbo mortgages
• Equity lines of credit
• Construction and construction-to-permanent loans
• Co-op loans
• Commercial real estate loans
• Loans and lines of credit secured by marketable securities
• Unsecured loans and lines of credit
• Platinum deposit accounts
• Platinum MasterMoney™ debit cards
• High-yield certificates of deposit

A personal invitation to explore our capabilities
To learn more about how our Private Bankers may serve you, please contact us at 800-781-3441.

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