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Financial Planning

Effective wealth management requires a comprehensive look at one's entire financial picture

Whether your particular focus is on retirement planning, investment planning, business succession planning or estate planning – we can provide the expertise and services you need:

Examine your goals
Analyze your asset/liability structure and likely cash flows
Consider potential tax implications
Develop a customized financial plan designed to evolve as circumstances change
Work closely with the attorneys, accountants and other advisors you choose to ensure a well-integrated financial plan is properly executed

Business owners have unique challenges

Business ownership is an important component of personal wealth for many of our customers. We’re alert to the unique and complex issues that come into play, including wealth transfer strategies and minimizing or deferring taxes. We also pay close attention to opportunities for diversification and replacing cash flow.

The Mechanics Bank works as a team with the external accountants, attorneys, business succession consultants and appraisers you choose. A large part of our value as a wealth advisor is helping customers understand the financial issues related to a business transfer and the impact of decisions on current and succeeding generations.